VA Individual Unemployability Fact Sheet (FREE Download) (2024)

Many veterans are unable to work due to their service-connected disability. But if the United States Department of Veterans Affairs doesn’t rate their disability at 100 percent, they may not be receiving the disability compensation necessary to cover the loss in wages.

Fortunately, the VA offers a program for these veterans.

This VA benefit is called individual unemployability, or IU. By applying for IU, veterans can receive the disability benefits to which they’re entitled. We’re breaking down the basics of IU below.

VA Individual Unemployability Fact Sheet (FREE Download) (1)

Free PDF Download

What Is Individual Unemployability?

Individual unemployability, or IU, is a type of disability compensation that compensates veterans at a 100 percent rate. As part of the VA’s disability compensation program, IU can be a great option for veterans who are unable to work but haven’t received a 100 percent disability rating. These veterans may have one or more disabilities.

Who Is Eligible for Individual Unemployability?

The VA has specific requirements for IU eligibility. Veterans applying for IU must:

  1. be a veteran, AND
  2. be unable to sustainsubstantiallygainful employmentas a result of their service-connected disability (or disabilities), AND
  3. have one of the following:
    • a disability that’s rated at 60 percent or more, OR
    • multiple disabilities, with one that rates at 40 percent or higher AND a totaldisabilityrating of at least 70 percent.

The VA considers each veteran’s application on a case-by-case basis. Veterans who work odd jobs may still be eligible for IU, since the VA considers this to be marginal employment.

If you’re unable to hold a job due to your service-connected disability (or disabilities) and meet the rating requirements, it may be worth pursuing IU status.

What Evidence Do You Need for Individual Unemployability?

When applying for individual unemployability, disabled veterans will need to present evidence. This evidence should include:

  1. Evidence of one or more service-connected disabilities. These disabilities must meet the VA’s schedular requirements.
  2. Evidence that the service-connected disability or disabilities prevent the veteran from obtaining or sustaining substantially gainful employment(due to either mental or physical disabilities).

It’s important to note that there are some cases where the VA will grant IU even if the veteran has a lower disability rating than necessary.

However, the veteran must present evidence that shows that the typical eligibility criteria is unreasonable in that case.

For example, a veteran might show that they have experienced frequent periods of hospitalization that interfered with their ability to stay employed and earn an income.

Once a veteran is approved for IU, they may need to fill out an employment questionnaire to show that they’re still eligible.

How Do You Apply for IU Benefits?

There are several ways that veterans can apply for IU. Veterans can apply online throughwww.ebenefits.va.govor submitVA Form 21-8940.

You can also work with an accredited representative or agent or visit your VA regional office to get help with your application.

The VA hasonline resources availableto help former military servicemembers file claims for veterans’ benefits, including those for IU.

Once accepted, veterans will begin IU enrollment and start receiving monthly payments.

Have Questions About Appealing Your Claim or Understanding How the Claims Process Works?

Theattorneysat Hill & Ponton are here to support you with appealing a claim to get benefits.

If you are intending toappeal a denied claim, you can contact us for an evaluation and we can help you with this process.

However, if you are considering filing an initial claim, or even if you are interested in learning about the appeals process, we offer a free ebook to get you started on the right foot!

The Road to VA Compensation Benefitswill help break down the claims process from start to finish. Click the link below to learn more.

How useful was this post?

Click on a star to rate it!

As you found this post useful...

Share with others on social media!

We are sorry that this post was not as useful for you!

Help us improve this post!

Tell us how we can improve this post?

You Might Also Like

  • VA Benefits: Vocational Experts and Individual Unemployability

    My colleagues and I have written extensively about the unemployability benefits that are available through the VA, which are also known as TDIU or IU benefits, and the VA’s eligibility…

  • Getting Maximum VA Benefits for Migraines: TDIU When You’re Unable to Work

    In this guide, we'll discuss maximizing your VA benefits for migraines through Total Disability Individual Unemployability (TDIU). For veterans struggling to work due to debilitating migraines, these benefits can be…

  • VA Benefits: Vocational Experts and Individual Unemployability

    My colleagues and I have written extensively about the unemployability benefits that are available through the VA, which are also known as TDIU or IU benefits, and the VA’s eligibility…

VA Individual Unemployability Fact Sheet (FREE Download) (6)

We advocate for the disabled.We consistently provide experienced, compassionate and ethical representation to our clients.We guide our clients through the most difficult times in their lives with courtesy, respect, and professionalism.

VA Individual Unemployability Fact Sheet (FREE Download) (2024)

FAQs

How do you prove individual unemployability in VA? ›

Individual Unemployability
  1. Medical evidence that shows a service-connected disability prevents you from getting or keeping substantially gainful employment (work that brings in enough money to earn a livelihood). ...
  2. A completed Veteran's Application for Increased Compensation Based on Unemployability (VA Form 21-8940).
Dec 19, 2023

What is IU on the VA fact sheet? ›

Individual Unemployability (IU) is a unique part of VA's disability compensation program. It allows VA to pay certain Veterans compensation at the 100 percent rate, even though VA has not rated their service-connected disabilities at that level. Who Is Eligible for Individual Unemployability? You must be a Veteran.

How hard is it to get individual unemployability? ›

You have at least 1 service-connected disability rated at 60% or more disabling, or. You have 2 or more service-connected disabilities, with at least 1 rated at 40% or more disabling and a combined rating of 70% or more.

How do I know if my VA rating is unemployable? ›

Criteria To Qualify For Unemployability:

Additionally, a veteran must have: One service-connected disability ratable at 60% or more; or. Two or more service-connected disabilities, with at least one disability ratable at 40% or more, with a combined rating of 70% or more.

Is there a C&P exam for unemployability? ›

A C&P exam is a medical examination of a veteran's disability. It is performed either by a VA healthcare provider or a VA contracted provider. VA uses these exams to help them gather more evidence that is essential for them to adjudicate or to process the claim for unemployability.

Can the VA take away individual unemployability? ›

Veterans are allowed to keep their TDIU for up to a year after returning to work, but if they have not returned to work in any given period of time, VA cannot simply strip away the benefit.

How long does it take for the VA to approve unemployability? ›

Typically, in the best-case scenario, VA will issue the initial decision in four months. For some claims, it may take even ten months. The worst-case scenario is getting rejected, which forces you to file an appeal with the Board of Veterans' Appeals (BVA).

Why are Tdiu claims denied? ›

A TDIU claim may be denied because the disabled veteran doesn't have a high enough disability rating. However, a veteran whose disability rating doesn't meet the threshold may be able to pursue an adjustment to the rating.

Does the VA back pay for unemployability? ›

Also referred to as Total Disability based on Individual Unemployability, TDIU is a type of financial benefit veterans can receive as a lump sum payment from the VA that functions as back pay while waiting for regular benefit payments to commence.

Can you work with 100% VA unemployability disability? ›

Yes, you can work while receiving Total Disability Individual Unemployability (TDIU) benefits, but there are certain rules you need to follow. For those who might be new to this, TDIU is a benefit for veterans who can't work fully due to their service-connected disabilities.

How much money can you make on VA unemployability? ›

What Are My Income Limits If I Receive TDIU Benefits?
Persons In Family/HouseholdPoverty Guideline
1$13,590
2$18,310
3$23,030
4$27,750
4 more rows

What conditions automatically qualify you for VA disability? ›

What conditions are covered by these benefits?
  • Chronic (long-lasting) back pain resulting in a current diagnosed back disability.
  • Breathing problems resulting from a current lung condition or lung disease.
  • Severe hearing loss.
  • Scar tissue.
  • Loss of range of motion (problems moving your body)
  • Ulcers.
Aug 15, 2023

How long does it take to get approved for unemployability with the VA? ›

Generally, the VA takes four to 10 months to issue an initial decision.

What VA claims can they not prove? ›

No, there aren't any VA disability claims that cannot be proven. In fact, all VA claims must be proven on an “at least as likely as not” basis. If you have no evidence (no proof), your VA claim will be denied. Also, you must first ensure you're even eligible for VA disability benefits under the law.

How do I show proof of my VA disability? ›

To receive some benefits, Veterans need a letter proving their status. Access and download your VA Benefit Summary Letter (sometimes called a VA award letter) and other benefit letters and documents online.

How do I win a VA TDIU claim? ›

A veteran with a disability rating as low as 60% for a single condition or a 70% combined rating with one condition rated at 40% or greater can receive benefits at the 100% level–if you can demonstrate that you are unable to engage in gainful employment because of your service-connected disability.

References

Top Articles
Latest Posts
Article information

Author: Tuan Roob DDS

Last Updated:

Views: 6419

Rating: 4.1 / 5 (42 voted)

Reviews: 81% of readers found this page helpful

Author information

Name: Tuan Roob DDS

Birthday: 1999-11-20

Address: Suite 592 642 Pfannerstill Island, South Keila, LA 74970-3076

Phone: +9617721773649

Job: Marketing Producer

Hobby: Skydiving, Flag Football, Knitting, Running, Lego building, Hunting, Juggling

Introduction: My name is Tuan Roob DDS, I am a friendly, good, energetic, faithful, fantastic, gentle, enchanting person who loves writing and wants to share my knowledge and understanding with you.