International Access | Mercury Insurance (2024)

International Access | Mercury Insurance (2024)

FAQs

Is AIS the same as Mercury insurance? ›

Is AIS the same as Mercury? AIS is a wholly owned subsidiary of Mercury Casualty Company. This means that AIS is a part of Mercury Casualty, though it (AIS) operates independently from its parent company.

Why is mercury insurance so cheap? ›

Mercury is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from Mercury costs an average of $86 per month, and Mercury premiums can be made even cheaper by taking advantage of discounts such as paid-in-full discount and anti-theft device discount.

Does my car insurance cover international travel? ›

Most U.S. auto insurers won't cover you while driving abroad, except for driving in Canada and driving in Mexico. Unless you have a credit card offering rental car insurance, you'll probably need to purchase your insurance from the rental company. Learn more about international car insurance and rental car insurance.

What happens when a car is totaled with mercury? ›

Totaled Car Meaning

Depending on the type of car insurance coverage you have, your insurer may reimburse you with the amount they deem the car is worth, minus your deductible. For example, if your car is valued at $4,000 and your deductible is $500, you would receive $3,500.

Who owns AIS insurance? ›

AIS is an independently operated and wholly-owned subsidiary of Mercury Casualty Company, a California corporation.

Who bought out Mercury Insurance? ›

Mercury is owned by its shareholders, as it is a publicly traded company. The biggest shareholders are The Vanguard Group, BlackRock, and Renaissance Technologies which have a combined ownership stake of almost 10%, according to public records, as of Q1 2020. Mercury was founded in 1961.

Is Mercury Insurance good at paying claims? ›

Based on Mercury Insurance reviews, coverage options and costs, our team gives the company a score of 7.9 out of 10.0. The provider earns points for reported low costs and its selection of coverage options and add-ons, but its limited availability and complaints about the claims process hold it back.

How does Mercury Insurance rank? ›

Mercury Insurance is rated 3.7/5 by WalletHub's editors, based on customer reviews, sample insurance quotes and ratings from organizations such as the Better Business Bureau (BBB) and J.D. Power.

What is the cheapest car insurance company in the US? ›

USAA, Nationwide, Travelers, Erie, Geico and Progressive are the cheapest car insurance companies nationwide, according to our analysis. Car insurance costs are continuing to climb this year. To help you find the lowest rates for your needs, we assessed rates for various ages and driver profiles.

Does US car insurance work in other countries? ›

Most standard insurance policies written in the US will not cover your vehicles or belongings once you leave the country and unfortunately, "I couldn't understand the sign!" won't get you off the hook if you have an accident.

Do I need insurance for international travel? ›

Who Needs Travel Medical Insurance? Purchasing health insurance for traveling abroad is a simple way to save money in an emergency, and anyone can benefit from the coverage. If you're traveling to a country in which your health insurance provider doesn't provide coverage, buying travel medical insurance is a must.

Does my insurance cover me when I'm out of the country? ›

You might be able to get some emergency coverage abroad to an extent, but you won't be able to visit a doctor for a routine procedure or buy prescription medication and expect a reimbursem*nt. Private insurance might or might not offer coverage overseas, but again, it depends on the plan you have.

Is Mercury a bad car? ›

Mercury Ratings Overview

The average rating is a 3.9 out of 5 stars.

What is a $500 deductible for a collision? ›

After you pay the car deductible amount, your insurer will cover the remaining cost to repair or replace your vehicle. Example:You have a $500 deductible and $3,000 in damage from a covered accident. Your insurer will pay $2,500 to repair your car, and you'll be responsible for the remaining $500.

Is Mercury reputable? ›

Yes, Mercury Bank is a legitimate online banking platform tailored for startups and tech-focused businesses. It offers no-fee options and robust API access. Mercury Bank partners with FDIC-insured institutions, protecting customers' deposits.

What does AIS stand for in insurance? ›

The Associate in Insurance Services, or AIS, is a professional designation in the insurance industry. The designation stresses general knowledge about the industry, its practices, and regulatory rules.

What is an AIS company? ›

AIS is a professional services and technology company that significantly reduces operating costs for service businesses through automation and highly skilled talent. Our clients see us as a strategic partner that manages the day-to-day work so they can focus on growing their business.

Is California Automobile Insurance Company part of Mercury? ›

California Automobile Insurance Company is an insurance company based in Brea, California. Established in 1975, it is a subsidiary of Mercury General.

What is covered by AIS? ›

The AIS covers the needs of people who are deaf/Deaf, blind, or deafblind, or who have a learning disability. This includes interpretation or translation for people whose first language is British Sign Language.

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